When buying homeowners insurance online, make sure that you are getting everything you need. Not all policies cover other structures like tool or storage sheds, separate garages, gazeboes, etc. If you have such structures on your property and want them to be insured in addition to your house and possessions, make sure the policy you select will cover them.

If it does not mention additional structures specifically, look for one that does because the one you have there probably will not cover them. You can find home insurance quotes online that will include additional structures, so you don’t have to worry about that. You just have to look for them. A good place to start is a site like QuoteScout.com.

There you can always make sure you see it in print. Remember, if the policy doesn’t mention something you want, never assume. You know what they say about people who assume, right?

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