Don't let yourself become overwhelmed by the insurance industry. When people feel overwhelmed they tend to jump into a quick decision to get the whole thing over with and end up with a policy that is either too expensive, doesn't provide enough coverage, or both. Don't let that happen to you.
Know what you need going into your search so you can understand the benefits as well as the negatives from each company and their offerings. How do you get this information? There are plenty of resources at your disposal.
Try contacting your state Department of Insurance. Every state has one and they can start you off with some helpful information and a list of licensed homeowners insurance companies in your area. The check sites like the Insurance Information Institute at www.iii.org for all the latest information on the insurance industry, contact information for ratings and analyses companies and more. Then you are ready start getting free online homeowners insurance quotes.
It may sound complicated, but these resources can help make the whole process easy for you to understand and navigate. This way you can avoid being duped by promotional advertising and slogans, and get right to the heart of the matter: the best insurance for you.
|Jennifer Mathes, Ph.D.|