Question:
How do I get my claim money?
La manera de obtener dinero de su reclamo
Así que si hay daño a su casa y pertenencias personales, ¿cómo se obtiene el dinero de su reclamación de seguro de hogar? Bueno, en realidad podrían obtener más de un cheque. En la mayoría de los casos, un ajustador de evaluar los daños y luego a su proveedor le ofrece una solución. Si lo acepta, lo que recibirá inicialmente es más que probable que va a ser un anticipo de la solución global, no la cantidad total que usted recibirá. No se preocupe, el resto está por venir. Esa será la verificación al lado de la demanda se procesa.
Si usted tuviera efectos personales dañados o perdidos, además de la estructura de su casa, usted recibirá cheques por separado para la construcción y las posesiones. Usted también puede tener derecho a recibir un cheque de terceros, de cualesquiera gastos de vida adicionales incurridos como resultado de los daños y las renovaciones en curso. Asegúrese de guardar los recibos de facturas de hotel, ropa o cualquier otro elemento que puede necesitar comprar durante ese tiempo. Las presentaran a la compañía de seguros con prontitud para que pueda ser reembolsado con rapidez.
Si le pasa algo a la primera, como los daños que inicialmente no se cuenta por el regulador, póngase en contacto con su proveedor de seguros acerca de la presentación de dinero adicional para ocuparse de esas cuestiones. Asegúrese de hacer esto rápidamente, sin embargo. Cuanto más espere, mayor será la posibilidad de retrocesos se convierte.
Seguro para el Hogar Frequently Asked Questions
Are you feeling overwhelmed by insurance info?
Have you talked about insurance with your family?
Is the site you are using secure and is your firewall/anti-virus software up to date?
Have you checked your insurer's annual statement filed with the Dep. of Insurance?
Do you have coverage for additional structures like sheds and garages?
Is the site you got your quote from reliable and informative?
Have you ever compared quotes online?
What are the benefits of online comparisons?
Are you comparing the right quotes?
Do you check auto and health quotes regularly, too?
Are you focusing on the right types of policies?
Do insurance quotes come with any obligation?
Is there a discrepancy that you cannot understand?
Did you look at homeowner's insurance company ratings?
Did you ask friends and family what insurance they have?
Were they polite when you contacted them?
Do they offer ways for you to save in the future?
What insurance companies are licensed in your state?
Are lower rates always better?
Should I take photos of valuables and renovations in my house?
Do you know what your provider's claim guidelines are?
What should you do for insurance purposes after your home is hit by a natural disaster?
What should I do when a claim is the result of a crime?
How do you handle claim disputes?
What condition is your home in?
Do you live in a rural or urban area?
Are you planning to put a pool in?
Is the inspector you chose bonded?
Do you have all the proper permits and know all the building codes necessary?
Have you notified your insurer of planned renovations?
Have you had your valuables appraised?
Does my homeowners insurance cover all my possessions?
What is replacement vs cash value?
What should I do if my policy is not going to be renewed?
Are you always honest and accurate with insurance claims?
Does your mortgage require a minimum insurance policy?
Have you done your homework on insurance companies?
What are the most and least expensive insurance states?
Doers anyone in your family smoke?
Should I go with a lower or higher deductible?
Do you have a home security system?
Do you have smoke and CO2 detectors?
Are you keeping your house in good condition?
Have you looked into multiple policy discounts?
Have you looked into organization discounts?
Have you had your valuables appraised recently?
Can my credit score affect my insurance rates?
Have you factored insurance costs into your monthly budget?
Have you thought about not having home insurance?
Can you take the more expensive of 2 plans and still save?
Do you follow what is happening in the insurance industry?
Do insurance companies ever offer incentive-based savings?
Is insurance for part-time homes different than full-time?
Where can I get flood protection?
What are endorsements and riders?
What are extended and guaranteed replacement cost coverages?
Do I need sewage backup protection?
Do I need to have earthquake insurance for my home?
| Guru Spotlight |
| Sherril Steele-Carlin |
