Understanding homeowner's insurance is important for your own protection. Many policies will include insurance for personal possessions in your home, but do you know exactly what is covered? It is a good idea to find out. Make sure you know everything that is covered under your policy.
You also want to have valuables like jewelry appraised and documented by a professional and then give that information to your insurance provider promptly. This way you are not struggling to prove the value of an item if you have to file a claim later on.
Here are a couple things you should double check to make sure you are insured for: